Caribbean Leapfrog Fund , Investing in Societal Transformation “World inequality today exists because during the 19th and 20th centuries some nations were able to take advantage of the Industrial Revolution and technologies and methods of organisation that it brought while others are unable to do so. Technological change is only one of the engines of prosperity, but it is perhaps the most critical one” (Why Nations Fail) The greatest shortcoming of the human race is bias; bias is learned behaviour, an inclination of the mind or a preconceived opinion about something or someone. Bias is illogical and it makes one form favourable or unfavourable views of things that are not based on fact, but feelings. So, bias will always lead to suboptimal results when decisions are made based purely on emotional intuition. From an investment perspective, the inability to analyze investment opportunities based on factual data, instead of our personal and socie